Cash Advance Pitfalls
by Curtis Arnold
Credit card cash advances can provide consumers with convenient and instant access to "cold cash" in times of financial need, but cash advances should be avoided if at all possible.
Credit card company insulted me and made me wait
by Scott Bilker
Dear Scott, I can't figure it out, my car broke down and I had to shell out 1300 in cash. I applied for a card with auto service place and was declined! My credit score is 736!
Review of "Talk Your Way Out of Credit Card Debt" by Scott Bilker
by Jeffrey Strain
Not only does he show you how to talk to bank card representatives to lower interest rates, get fees waived and deal with credit card disputes & billing errors, he guarantees you will save over $200 in the process of using his advice or he'll give you a full refund of your money (and keep two other credit card management books for free to boot).
Chronic Debtor Help!
by Scott Bilker
Scott, If one is an alcoholic there are so many places to turn for help. If there were a hospital for debtors I would check myself in immediately. I tried going to Spenders and Debtors support groups however, I was very discouraged by the fact that many people who were there had multiple addictions (mainly drug and alcohol). It didn't seem like an environment that would benefit me. Please help!--Michelle
How I Made an Easy $1,800 Profit with My Credit Cards
by Scott Bilker
Hi Scott, I recently heard you on NPR radio 90.9 FM WBUR from Boston. I was interested in how you borrowed from your credit card at a low interest rate and then invested it in a CD and earned about $1800. Which of your books covers that interesting topic? I'd like to know more! Thanks, Leo
Low-rate money for life--what do I do?
by Scott Bilker
Dear Scott, I constantly call my credit card companies to find out about special deals. My question is with interest rates going up, is it safe to wait until September, or should I make the transfer right away?--Jesse
Debt is Deadly (My debt is the end of my days)
by Scott Bilker
Scott, When the night comes no one would know that the amount or the mixture would be fatal. Only I would know. On this night I will go to sleep, my mind will go blank, my breath will cease to move within my chest and the constant pain in my heart will, at last, be gone. There will be a cause of death as accidental overdose. There will be a life insurance policy with my children named as equal benefactors. Nancy
Settling Debts
by Scott Bilker
Scott, My ex-husband was told that if he let his account go into delinquency that in about six months he'd be able to "settle" it for 40 percent of what he owed. He was also told him that it would NOT reflect badly on his credit report. Before he goes ahead with this crazy scheme could you please confirm that what this person told him is true? Rebecca
No Money when bills arrive
by Scott Bilker
Scott, I get paid twice a month. My first paycheck pays the mortgage and the 2nd pays the rest of my bills. The problem is that I get paid on the 1st and 15th. A lot of my debt is due between the 1st and the 15th. I have no choice but to pay late. Will my creditors change my due date if I ask them to, if not, what else would you suggest? Kay
Credit Junkie
by Scott Bilker
Hi, Mr. Bilker! I'm a big fan but would like to share and get your opinion on what happened to me when I balance transferred several accounts. I'm also a credit junkie so am very aware of the status of my credit reports. FYI, My credit reports have... --Carol
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